Insurance Agent in Oregon
Requirements, salary data, licensing costs, and career ROI for OR
How to Become an Insurance Agent in Oregon
To become a licensed Insurance Agent in Oregon, individuals must meet the requirements set by the Oregon Division of Financial Regulation. Key steps include completing a 20-hour pre-licensing course per line of authority, passing the Oregon Insurance Producer Licensing Exam (costing $55), and submitting an electronic application with a $75 fee. A background check with fingerprinting is also required. Oregon offers reciprocity with most states, allowing licensed non-residents to obtain an Oregon license without additional examination if they are in good standing in their home state.
Insurance Agent Requirements in Oregon
| Detail | Oregon |
|---|---|
| Licensing Body | Oregon Division of Financial Regulation |
| State License Required | Yes |
| Education | 20-hour pre-licensing course per line of authority. |
| Exam | Oregon Insurance Producer Licensing Exam ($55) |
| Application Fee | $75 |
| Renewal | Every 2.0 years |
| Continuing Education | 24.0 hours per cycle |
| Notes | Minimum age is 18 years old. Requires a background check with fingerprinting. CE requirements include 3 hours of ethics and 3 hours of Oregon laws and rules. Long-term care agents need 8 hours of initial training and 4 hours every 2 years. Annuity producers need a one-time 4-hour Annuity Best Interest training. Flood insurance producers need a one-time 3-hour NFIP course. |
Insurance Agent Salary in Oregon
The median insurance agent salary in Oregon is $60,710 per year, which is 0.6% above the national median of $60,370.
| Percentile | Annual Salary |
|---|---|
| 10th (entry level) | $38,690 |
| 25th | $46,250 |
| 50th (median) | $60,710 |
| 75th | $78,790 |
| 90th (experienced) | $124,990 |
Oregon employs approximately 4,550 insurance agents.
Insurance Agent Job Outlook
AI Impact on Insurance Agents
High AI Exposure (Score: 1.34/1.00)
Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.
Is Becoming an Insurance Agent in Oregon Worth It?
Factors to consider: Oregon's cost of living, the state licensing requirement, moderate job growth, elevated AI disruption risk, and your personal career goals.