Insurance Agent in Arkansas
Requirements, salary data, licensing costs, and career ROI for AR
How to Become an Insurance Agent in Arkansas
To become a licensed Insurance Agent in Arkansas, you must meet the basic requirements of being at least 18 years old and a resident of the state. You need to complete a 20-hour pre-licensing course per line of authority, with 40 hours for combined lines like Life, Health, and Accident or Property and Casualty. After completing the pre-licensing education and a criminal background check, you must pass the Arkansas Insurance Producer Licensing Exam, administered by PSI. Arkansas offers reciprocity with all other states for substantially similar licenses, meaning non-residents with a license in good standing in their home state may not need to complete the pre-licensing education or exam.
Insurance Agent Requirements in Arkansas
| Detail | Arkansas |
|---|---|
| Licensing Body | Arkansas Insurance Department |
| State License Required | Yes |
| Education | 20-hour pre-licensing course per line of authority, with time tracking required for online courses. For Life, Health, and Accident or Property and Casualty, 40 hours are required. Surplus Lines does not require a pre-license course but requires 3 years of P&C license experience. |
| Exam | Arkansas Insurance Producer Licensing Exam (administered by PSI) ($50) |
| Application Fee | $15 |
| Renewal | Every 2.0 years |
| Continuing Education | 24.0 hours per cycle |
| Notes | Minimum age 18. Requires a background check and fingerprinting. CE requirements include 3 hours of ethics. Newly licensed individuals are exempt from CE for the initial license period. |
Source: Arkansas Insurance Department
Insurance Agent Salary in Arkansas
The median insurance agent salary in Arkansas is $51,280 per year, which is 15.1% below the national median of $60,370.
| Percentile | Annual Salary |
|---|---|
| 10th (entry level) | $29,950 |
| 25th | $38,340 |
| 50th (median) | $51,280 |
| 75th | $76,870 |
| 90th (experienced) | $128,780 |
Arkansas employs approximately 3,890 insurance agents.
Insurance Agent Job Outlook
AI Impact on Insurance Agents
High AI Exposure (Score: 1.34/1.00)
Many tasks in this career are susceptible to AI automation. Long-term career planning should account for potential disruption.
Is Becoming an Insurance Agent in Arkansas Worth It?
Factors to consider: Arkansas's cost of living, the state licensing requirement, moderate job growth, elevated AI disruption risk, and your personal career goals.